Banking Institutions, Institutional Lenders and Corporate Borrowers

Banks and Trust Companies
 

• Organization, regulatory compliance and counseling on all aspects of internal operations for domestic and foreign banks and trust companies.
• Institutions for which we act include Bank of New York, IBJ Whitehall Bank & Trust Company, Union Bank of Switzerland and United States Trust Company of New York.

Bank, Insurance Company, Finance Company Lending

• Commercial loan transactions of all kinds from initial commitment to completion, including asset-based loans, acquisition financing, operating loans, construction, and project financing, convertible and equity participation transactions, joint venture financing; negotiation of terms, preparation of loan documents and ancillary documentation, supervision of closing, perfection of security interests, assistance in post-closing loan administration.
• Real estate financing secured by mortgages of office buildings, industrial facilities, hotels and residential properties, shopping center development projects. Private placements and publicly traded bonds, debentures and hybrid securities.
• Insurance companies for which we act in lending matters include Ætna Life Insurance Company and Principal Mutual Life Insurance Company.

Borrower Transactions

• Secured and unsecured borrowing arrangements, both privately placed and publicly underwritten. All of the forms of lender transactions described above are also handled for borrowers.

Workouts and Bankruptcy; Enforcement of Creditors' Rights

• Negotiation of loan restructuring, documentation of arrangements, collection litigation and execution, representation of lenders in bankruptcy proceedings.

Financial Institution Product Development

• Credit card programs, plain language consumer loan documentation, commercial loan documentation manuals, consumer loan compliance manuals, development of new forms of lending arrangements, counseling on derivative transactions.